Insurance

Homeowner's Liability Insurance

Pursuant to Section 12(h) of the Illinois Condominium Property Act, each Unit Owner shall obtain insurance covering his or her personal liability and compensatory (but not consequential) damages to another unit originating from the Unit Owner’s unit (regardless of any negligence) or caused by the negligence of the Unit Owner or his or her guests, residents, or invitees.

The Association requires a minimum of $500,000.00 liability coverage per unit. In order to monitor compliance with the requirements of this rule (“Mandatory Insurance Rule”), every Unit Owner shall provide the Management Office with a certificate of insurance confirming the existence of required insurance coverage. 

Unit Owners are responsible for confirming that the Management Office has a valid certificate of insurance on file annually. Evidence of such insurance must be submitted upon purchase of a Unit or within ten (10) days of the policy’s issuance or renewal or within ten (10) days of the Association request for verification. Existing Unit Owners shall submit evidence of insurance prior to the expiration date of the insurance certificate on file.


Association Insurance

Associations are required to have certain types of insurance for common areas and for protection of the corporation.

Our Association carries property and liability insurance for the common areas. You can request the 2017 insurance through the several options listed below:

1) www.condorisk.com
2) CALL 312-595-8109
3) FAX request to 312-595-4331


Vendor, Contractor and Delivery Insurance

Unit Owners and occupants who are expecting any vendor, contractor, delivery person and/or anyone arriving on property to perform any type of work within a unit must submit a Certificate of Insurance (COI) to the Management office in advance.

When requesting a Certficicate of Insurance (COI) from a vendor, please have the following listed for the "Certificate Holder" and "Additionally Insured":

Certificate Holder:

• The Residences of Millennium Centre, A Condominium Association; d.b.a. 33 West Ontario Condominium Association
• 33 West Ontario
• Chicago, IL 60654

Additionally Insured:
• The Residences of Millennium Centre, A Condominium Association; d.b.a. 33 West Ontario Condominium Association
• 33 West Ontario Board of Directors and its employees
• Associa Chicagoland and its employees